PANAMA CITY, PANAMA
Slow Travel in Panama City: What Retired Travelers Will Love
Top 7 Attractions in Panama City
Panama City is a dynamic blend of old-world charm and modern innovation — ideal for retirees and slow travelers looking to explore at a comfortable pace. From the historic streets of Casco Viejo to the world-famous Panama Canal, the city offers rich culture, scenic views, and memorable experiences that don’t require a packed itinerary or a big budget. Whether you enjoy strolling through colonial neighborhoods, sampling fresh seafood, or learning about engineering marvels, these top attractions will help you make the most of your visit.
1. Amador Causeway
The Amador Causeway is a favorite weekend escape for locals and a top attraction for visitors to Panama City — especially for retirees seeking fresh air, ocean views, and gentle walking routes. This beautifully landscaped 4-lane road connects the mainland to four small islands in Panama Bay, creating a relaxed, scenic setting for walking, cycling, or simply enjoying the breeze.
On either side of the wide pedestrian and bike paths, you’ll find covered fishing docks, benches, and panoramic viewpoints. It’s the perfect place to take a slow stroll, watch the ships in the distance, or enjoy a casual sunset. The Causeway is also lined with restaurants, marinas, and small shops on the islands, making it a low-cost, high-reward outing for travelers of all ages.
Getting Around the Islands near Panama City
The islands off the Amador Causeway, just outside Panama City, offer a laid-back vibe with a mix of small hotels, motels, a convenient strip mall, a variety of restaurants, and a well-stocked wine store that’s a favorite with visitors and locals alike. You’ll also find a marina, which serves as a hub for boat tours and yacht excursions.
For getting around, you can rent multi-person pedal bikes—perfect for couples, families, or groups of friends—with options for 2-, 4-, or 6-person rides that make exploring fun and easy.
Taxis are constantly circulating, and many drivers will slow down to ask if you need a ride. Be sure to negotiate and agree on the fare before getting in, as meters are not always used. Alternatively, Uber operates reliably throughout Panama City and often provides a cheaper and more transparent fare option.
For budget-conscious travelers, public buses run regularly between the islands and the city center, making it easy to explore without a car.
• Agree on taxi fares in advance – Many taxis don’t use meters. Confirm the price before getting in.
• Use Uber – Widely available in Panama City, often cheaper and more reliable than traditional taxis.
• Take the bus – Budget-friendly public buses connect the islands to the city. Get a reloadable Metro card for easy access.
• Rent pedal bikes – Great for exploring the islands off the Amador Causeway. Available for 2, 4, or 6 people.
• Walking is safe and scenic – The Causeway offers wide sidewalks with ocean views and breezes—ideal for strolling.
2. 🚢 Visit the Miraflores Locks: The Best Place to See the Panama Canal in Action
If you’re visiting Panama City, the Miraflores Locks should be at the top of your list — especially for retirees and curious travelers who want to experience one of the greatest engineering feats in history.
Located on the Pacific (western) side of the Panama Canal, the Miraflores Locks consist of two massive chambers that lift or lower ships by 54 feet, allowing them to pass between the Pacific Ocean and Gatun Lake. Watching the ships rise and fall — powered solely by gravity — is a mesmerizing and educational experience.
A Brief History of the Canal
After the French attempt at building the canal failed, the United States signed a treaty with Panama and took over construction in 1906. Over the next eight years, the U.S. spent $500 million (equivalent to over $9 billion today) to construct the 51-mile canal, which officially opened on August 15, 1914. The canal remains one of the most important shipping routes in the world — and a powerful symbol of innovation and determination.
What to See at the Miraflores Locks Visitor Center
The Miraflores Visitor Center is a modern and informative attraction, ideal for travelers of all ages. Highlights include:
A four-story museum with interactive exhibits on the history and operation of the canal
A covered observation deck where you can watch ships pass through the locks
A state-of-the-art IMAX theater featuring a film narrated by Morgan Freeman
A restaurant and viewing terrace offering buffet lunches and panoramic canal views
💡 Pro Tip: You don’t have to pay for admission to see the locks. If you’re not interested in the museum, simply head to the restaurant and enjoy the view from the comfort of your table. The lunch buffet ($35) is tasty, and it doubles as your ticket to the show!
Budget Travel Tip for Retirees
You can purchase a combo ticket for the Miraflores Locks and the BioMuseo for $30, saving $6 per person — a great option if you’re planning to visit both in the same day. It’s a smart way to experience two of Panama City’s top cultural and educational attractions for less.
Getting to the Locks
The Miraflores Locks are easy to reach by several methods:
Uber or taxi (fast and affordable)
Hop-On, Hop-Off bus tour (great if you want to visit multiple sites in one day)
Local public bus (very budget-friendly)
Private car or guided tour for added convenience
📸 Want a preview? Click here to see my personal photo journal of the Miraflores Locks and get a feel for the experience before you go.
Casco Viejo (San Felipe): Panama City’s Historic and Stylish Old Town
Known interchangeably as Casco Viejo, Casco Antiguo, or San Felipe, this beautifully restored historic quarter is the heart of old Panama City. Built in 1673 after the destruction of Panamá Viejo by pirate Henry Morgan, Casco Viejo was designed as a more secure location — and today, it’s one of the most beloved and walkable areas in the capital.
Over time, as the city expanded eastward, Casco Viejo fell into neglect. But in 1997, it was designated a UNESCO World Heritage Site, sparking a wave of preservation and private investment. Since then, architects and developers have worked to restore its colonial-era buildings, many of which now house boutique hotels, rooftop bars, galleries, and artisan shops. Walk through any part of the neighborhood, and you’ll see historic restoration projects underway, preserving the charm while elevating the experience for visitors.
Casco Viejo is now a hub for chic dining, upscale shopping, and cultural experiences. Whether you’re browsing local art, sipping coffee on a balcony, or enjoying live music from a rooftop, the neighborhood blends colonial history with modern flair.
It has been, as I like to say, completely “tourisfied” — my word for a historic area that’s been carefully redeveloped to attract and accommodate visitors. While it’s polished and popular, it still retains enough authenticity to feel like you’re stepping back in time — making it a perfect destination for retirees who enjoy cultural travel at a slower, more immersive pace.
4. 🦋 BioMuseo: Panama’s World-Class Biodiversity Museum by Frank Gehry
If you’re a retiree or slow traveler interested in nature, science, and architecture, the BioMuseo is one of the most fascinating and unique attractions in Panama City. Located at the start of the Amador Causeway, this colorful, modern museum tells the story of how Panama’s land bridge forever changed global biodiversity.
Designed by world-renowned architect Frank Gehry, whose wife is Panamanian, the building’s striking design was a gift to the country. Gehry’s bold, angular structure — meant to resemble the tectonic collision that created the Isthmus of Panama — reflects both natural power and cultural pride. The museum opened in 2013, with a total construction cost of $95 million.
Inside, the interactive exhibits are thoughtfully divided into themed galleries, each focusing on a different aspect of Panama’s ecological history and global importance. The BioMuseo covers how the formation of the isthmus connected two continents, split the oceans, and altered the Earth’s climate and species migration forever. It’s a true educational gem that blends science, design, and storytelling beautifully.
⏳ Plan to spend at least 2 hours to explore at a relaxed pace. The museum is accessible, air-conditioned, and ideal for retirees who enjoy thought-provoking travel experiences in a comfortable setting. There’s also a lovely café and outdoor terrace where you can enjoy a coffee or lunch with a view of Panama Bay.
5. Take a Day Trip to Taboga Island: Beaches, History & Local Flavor
Just a one-hour ferry ride from Panama City, Taboga Island (often called “Isla Taboga”) is a popular day trip for locals and visitors alike. Known as the “Island of Flowers,” this charming island offers a relaxing break from the city — with a blend of beachside fun, small-town charm, and fascinating history.
The name Taboga comes from the Indigenous word abago, meaning “plenty of fish” — fitting for an island known for its rich coastal waters and laid-back beach culture.
Ferry Details:
Ferries leave from the Amador Causeway terminal four times daily (five on weekends). The round-trip ticket costs $24 USD and credit cards are accepted. See here for more information. The ride is scenic and comfortable, making it a great choice for retirees looking for a relaxing, low-stress outing.
What to Know Before You Go:
Bring cash, as there are no ATMs on the island
Most beach rentals and food vendors accept cash only
You can rent an umbrella and beach chair for $5 per person
Cold drinks and light meals are available at local beach shacks and small restaurants
A gentle walk from the dock brings you to the beach area and town
The main beach is small but sandy and clean, perfect for sunbathing, swimming, or enjoying a local beer under your umbrella.
A Bit of History:
Taboga’s town of San Pedro was founded in 1524 by Padre Hernando de Luque, the dean of Panama’s cathedral. He is best known for funding Francisco Pizarro and Diego de Almagro in their infamous quest to conquer the Inca Empire in Peru. With its deep colonial roots, Taboga is not only a beach destination, but a place where history and nature meet.
6. Panamá Viejo: The Ruins of the Oldest City on the Pacific Coast
If you’re interested in history and heritage, a visit (or even a drive-by) to Panamá Viejo adds an important layer to your understanding of Panama City. Founded in 1519, Panamá Viejo is the oldest European-built city on the Pacific Ocean and the original site of Panama City.
By the early 1600s, the city had grown to include 500 homes, 5,000 residents, a hospital, and a cathedral. But over time, the city suffered multiple setbacks — including earthquakes, fires, and raids by pirates and Indigenous groups.
In 1671, the infamous Welsh privateer Captain Henry Morgan led an army of 1,400 men across the isthmus from the Atlantic to attack the city. In a last act of defiance, the Spanish governor ordered the destruction of the gunpowder magazines, which caused a massive explosion and burned the city to the ground.
Following the attack, the capital was relocated to the safer and more defensible area now known as Casco Viejo — the current historic district of Panama City.
Today, you can see the ruins of Panamá Viejo on the way from Tocumen International Airport to the city center. The site was declared a UNESCO World Heritage Site in 1997, and the preserved stone towers, walls, and cathedral ruins serve as a solemn and fascinating reminder of Panama’s turbulent colonial past.
7. Mercado de Mariscos: A Must-Visit for Seafood Lovers in Panama City
If you enjoy fresh seafood and authentic local experiences, the Mercado de Mariscos (Panama City’s seafood market) is an absolute must-stop — especially for retirees who love to eat well on a budget.
Located at the entrance to Casco Viejo, this large white-and-blue building was a gift from the Japanese government to Panama. Inside, you’ll find dozens of vendors selling an incredible variety of local seafood — from whole fish and fillets to prawns, octopus, and lagostina (small, lobster-like shellfish).
Here’s where the fun begins:
You can buy your seafood from one of the vendors, then bring it upstairs to the small restaurant. For around $10 USD, they’ll cook it to your liking (garlic butter is always a winner) and serve it with your choice of rice, yuca, or fries. It’s a fresh, flavorful, and affordable meal — and a truly local experience that many travelers miss.
Outside the main building, there’s also a covered food court with about a dozen canteen-style seafood stands. It’s more casual, with plastic tables under tarps and enthusiastic vendors competing for your business. While it’s fun and bustling, I personally preferred the quiet, in-house restaurant upstairs — the atmosphere was more relaxed and the view was great.
✅ Travel Tips for Retirees:
Bring cash for purchases downstairs — not all stalls accept cards
The upstairs restaurant accepts credit cards
Go around late morning or early afternoon for the freshest catch and fewer crowds
Try the lagostina or grilled octopus — both are local specialties
A glass of wine or beer costs just a few dollars and pairs perfectly with your meal
Personal Tours
For those of you who prefer personal tours, we highly recommend ToursbyLocals There are 74 tours of Panama City given by 12 highly qualified local guides. You should be able to find a tour that meets your needs. Here are some reviews:
Clemente is so passionate about his city and was an incredible source of knowledge. He was able to answer all the tricky engineering questions my husband had about the canal and managed to cram a lot of sight-seeing into our specially tailored tour. We only had 6 hours and I am sure we could have easily filled 2 days. He has managed to convince us that we need to come back and explore more of Panama, and when we do…..he’s the first person we will be asking for advice. Thanks.
Absolutely one of the best tours and guides we have ever had. Knowledgeable, articulate, and everything one might look for in a guide. My wife and I cannot begin to recommend Clemente highly enough. All-in-all one of the best days “on tour” we’ve ever had.
DALE S.
Panama City Restaurants
Mi Ranchita
🍽️ Mi Ranchito – Budget-Friendly Seafood with a View
Location: Amador Causeway, Panama City
We dined here three nights in a row and loved the consistently delicious food, scenic setting, and unbeatable prices. The highlight was the filet of Corvina in a rich Creole sauce, served with local squash and carrots. Drinks and dessert were just as satisfying.
- ⭐ Average entrée: $8–$12
- 🍺 Beer: $2.50 | 🍹 Cocktails: $4
- 🍰 Desserts: $4 | ☕ Coffee: Excellent
- 💵 Total for 2 with drinks, dessert, and tip: $50
My rating: 👍👍 Two thumbs up for budget travelers!
Lesseps Bistro
🇫🇷 A Taste of Paris in Casco Viejo – Traditional French Bistro
While wandering the historic streets of Casco Viejo, we discovered a delightful traditional French bistro offering an authentic menu in a cozy, European-style setting. It’s an ideal stop for travelers looking to enjoy fine flavors without breaking their travel budget.
The menu features:
- 🧅 Onion Soup Gratinée – $9
- 🥩 Côte d’Entrecôte with frites – $22
- 🥖 Pâté Maison – $11
- 🍮 Crème Brûlée – $6
- 🍷 House Wine – $5 per glass | $9 (250ml) | $16 (500ml carafe)
- 🍽️ Plat du Jour (lunch/dinner) – $12–$16
The standout: The onion soup was deep and flavorful, topped with rich, gooey Gruyère cheese and browned to perfection. It was hearty enough to serve as a meal on its own—and absolutely unforgettable.
My rating: 👍👍 Two thumbs up for budget-friendly European charm in the heart of Panama City.
Restaurante Mercado de Mariscos
🦞 Fresh Seafood Feast at Mercado de Mariscos – Panama City
Located on the top floor of Panama City’s famous Mercado de Mariscos (Seafood Market), this hidden gem of a restaurant offers one of the freshest and most memorable meals you’ll find in the city.
You can choose from their extensive seafood menu or go down to the market floor below to buy your own seafood—literally straight from the ocean to your plate.
I picked up 1 pound of Lagostina (spiny lobster) for just $8, handed it off to the kitchen, and they returned with a perfectly cooked dish: the lobster was steamed, shell-split, and smothered in butter garlic sauce. The aroma alone was worth the trip.
- 🦞 Lagostina (1 lb): $8
- 👨🍳 Custom preparation + yucca fries: $10
- 🍷 Glass of chilled Chardonnay: $3
Total: $21 for a fresh, chef-prepared seafood feast—easily a $60+ experience elsewhere.
My rating: 👍👍 Two thumbs up for one of Panama’s best budget gourmet experiences.
The Prime Steakhouse
🥩 Prime Steakhouse at Sofitel Legend Hotel – Sizzling Perfection in Panama City
Wow. That’s the first word that came to mind after my meal at Prime Steakhouse, located in the elegant Sofitel Legend Casco Viejo Hotel in Panama City. It was, hands down, one of the most delicious steaks I’ve ever eaten.
At Prime, your steak is served on a searing hot volcanic stone that continues to cook your meat tableside for up to 20 minutes. Pro tip: order your steak one or two levels below your usual preference—it will keep sizzling as you eat.
I ordered the 12 oz USDA Choice ribeye, and it was so juicy, flavorful, and perfectly crusted that I seriously considered ordering another. The experience was elevated by impeccable service and a beautifully presented meal in a classy, modern setting.
- 🥩 12 oz USDA Choice Ribeye (served on hot stone)
- 🍷 Two entrées, drinks, tax (7%), and tip (10%)
- 💰 Total cost for two: $68 USD
For a premium steakhouse experience in one of Panama City's top boutique hotels, this price point was more than reasonable.
My rating: 👍👍 Two thumbs up for steak lovers—it’s a must-visit if you’re in Panama City.
Panaviera Sky Lounge
🌇 Panaviera Lounge – Panama City’s Best Sunset View
Perched on the 66th floor of the J.W. Marriott Panama, above the Sun Ocean Casino, Panaviera Lounge offers what may be the most spectacular sunset view in Panama City. With panoramic vistas of the Pacific Ocean and the city skyline, it’s a must-visit for anyone looking to pair upscale ambiance with stunning scenery.
The popular “After Office” happy hour runs daily from 5:00 p.m. to 9:00 p.m., featuring half-price cocktails and appetizers. The lounge is open from 4:00 p.m. to 2:00 a.m., but if you want a prime sunset spot—get there early.
We arrived right at 5 p.m. and managed to snag one of only three tables overlooking the infinity pool and facing west. By 6 p.m., the lounge was full. As the sun dipped below the horizon, the **white acrylic tables began to glow**, reflecting the city lights in a way that felt almost cinematic.
Service was excellent, the drinks were top-notch, and the appetizers were beautifully prepared. From happy hour to moonrise, it was one of the most atmospheric evenings we had in Panama.
My rating: 👍👍 Two thumbs up for luxury views, craft cocktails, and an unbeatable sunset.
Other Recommended Restaurants in the Area
🍴 More Great Restaurants Near the JW Marriott & Casco Viejo
If you're spending time around Punta Pacifica, the JW Marriott, or Casco Viejo, here are a few top dining spots to add to your itinerary—each one offering great food, inviting ambiance, and fair prices for the quality.
- Azahar Panama – 🥢 Asian-fusion fine dining on the 7th floor of the Yoo Panama building. Stylish décor, inventive cocktails, and excellent sushi & seafood. Great for special occasions. ($$$)
- Fonda Lo Que Hay – 🍛 A modern twist on traditional Panamanian cuisine in Casco Viejo. Run by a celebrity chef, this is a casual but creative spot for sampling local flavors in small-plate format. ($$)
- La Vespa Vista Mare – 🍝 Elegant Italian dining with ocean views, just steps from the JW Marriott. Known for fresh seafood pasta, grilled octopus, and an extensive wine list. Ideal for a relaxed sunset dinner. ($$–$$$)
- Tantalo Rooftop Bar & Kitchen – 🍹 A funky Casco Viejo favorite with rooftop views, live music, and a great mix of Latin, Asian, and fusion dishes. Come for dinner, stay for the vibe. ($$)
- Segundo Muelle – 🐟 Peruvian cevichería and seafood grill located near Punta Paitilla. Fantastic ceviche, tiraditos, and pisco sours in a sleek modern setting. ($$)
Whether you're in the mood for rooftop cocktails, Italian seafood, or contemporary Panamanian cuisine, these restaurants all deliver on flavor and experience.
Travel Gear You May Need For Your Trip to Panama City
When planning a trip there are always important things that you need to take. For tropical countries like Panama it is important to have sun block, hats, water bottles, sun glasses, water bottle and a first aid kit. It is so convenient to just order from Amazon and have them delivered to your door. Click on any item and you will be able to browse on Amazon. You get a great selection, competitive prices, and super convenience. We get a small commission that goes to supporting our website. Thank you for your support!
Find the Best Answers to the Top 4 Panama City questions
- Is Panama City worth visiting?
- Is Panama City safe?
- How can you have a cheap vacation in Panama City?
- When is the best time to go to Panama City?
Is Panama City Worth Visiting?
Discover Modern Panama City: A Retiree-Friendly Destination Full of Food, Culture, and Comfort
Panama City is a vibrant, modern capital that blends striking architecture with historic charm — perfect for retirees seeking an affordable, tropical escape with world-class amenities. With a skyline full of sleek high-rises along the oceanfront and ongoing investment in infrastructure, hotels, and dining, the city is quickly becoming one of the top retirement and travel destinations in Central America.
A Tale of Two Cities: Skyscrapers and Colonial Charm
In the new Panama City, modern skyscrapers rise along the Pacific shoreline, home to high-end condos, international hotels, luxury malls, and corporate towers. Architecture lovers will enjoy exploring the city’s bold and dynamic designs, while history buffs will appreciate the beautifully restored colonial buildings in Casco Viejo, the old city, where UNESCO-protected restoration is giving centuries-old structures new life.
Together, old and new Panama City offer a rare and wonderful contrast — and a photographer’s dream.
Dining in Panama City: Great Food at Retiree-Friendly Prices
Panama City is a culinary hotspot, with restaurants to suit every taste and budget. In just 9 days, we dined at five different spots and could have easily tried a new “raved-about” restaurant for every meal. Prices are very reasonable by North American standards:
Lunch for around $10–15 USD
A casual dinner with a drink for $20 USD
A high-end meal with wine for $40–50 USD
Whether you’re eating out or cooking at home, fresh ingredients are abundant and affordable. Panama’s grocery stores are modern, well-stocked, and full of fresh produce, meats, and fish. One of our favorite experiences was shopping at the Mercado de Mariscos, the local fish market, where we bought 8 fresh lobsters for just $20 USD. We cooked many of our meals — and every one felt like a feast.
Weather, Packing & Local Comforts
Panama City is warm and humid year-round, thanks to its location just north of the equator. Expect daily highs in the 80s–90s °F (27–35 °C) with tropical breezes, especially near the water.
Packing Tips for Retirees:
No need for warm clothes — just a wrap or light jacket for air conditioning
Pack light, breathable clothing, sandals, and a wide-brimmed hat
Sunscreen is essential — the UV index is strong year-round
Consider booking a place with a pool or near the ocean for natural cooling
The city also has green spaces and natural attractions, including a tropical park within city limits where lucky visitors might spot monkeys or sloths. Several small islands nearby make great day trips for a beach break.
Entertainment, Culture & Accessibility
There’s no shortage of entertainment in Panama City. Depending on the season, retirees can enjoy:
Live soccer matches at the national stadium
Large concerts and festivals, including Carnival in February
Open-air rooftop bars and lounges
Modern shopping malls, casinos, and cultural venues
For those who enjoy oceanfront walking, the Cinta Costera and Amador Causeway offer safe, scenic paths with spectacular views.
Accessibility:
The international airport (PTY) is just 20 minutes from the city center, and serves as a major hub for flights across the Americas, with connections from most major cities. Panama also offers special programs for retirees and airline stopover visitors, making it even more attractive for travelers 60+.
Final Thoughts: Would I Go Back?
Absolutely. Despite the longer flight from the western side of North America, it was more than worth it. For those living on the eastern side of the continent, Panama City is just a short flight away and offers a safe, affordable, and dynamic destination that’s rich in culture, food, and relaxation.
Is Panama City Safe? Practical Tips for Retirees
Panama City is widely considered one of the safest capital cities in Central America, and in our 9 days of exploring, we never once felt uncomfortable or threatened. That said, like any large urban center, it’s important to use common sense and follow local safety guidelines — especially for retirees and travelers unfamiliar with the city’s layout.
Here are some helpful safety and transportation tips for your trip:
✅ General Safety Tips
Leave flashy jewelry and valuables at home. Blend in — Panama City is stylish, but modest.
Don’t walk to or from your destination at night. Always use a registered taxi or Uber, which are widely available and affordable.
Only book tours with reputable operators. Companies like ToursByLocals or verified providers on GetYourGuide are great choices. Avoid “guides” offering services on the street.
Carry a copy of your passport. Keep the original in your hotel safe, and bring a printed or digital copy with you when out.
Pick up a local SIM card or phone. Data is cheap and useful for directions, translations, and safety.
Getting Around Panama City: What Retirees Should Know
Driving in Panama City is possible — but it’s not for the faint of heart. Streets are not organized in a grid pattern, many are one-way, and traffic during rush hours (7–9 AM and 4–6:30 PM) can be intense. What looks like a 15-minute drive can turn into a frustrating hour during peak times.
I drove during non-rush hours using my iPhone’s GPS, and it worked very well. It had updated street info and road alerts. For example, getting to the Hertz car rental return only took 15 minutes. But returning via another route due to one-way streets — at a busier time — took nearly an hour.
Alternatives to Driving
✅ Uber and Taxis: Reliable, easy to book, and inexpensive.
✅ Hop-On, Hop-Off Bus: We used this for 24 hours to tour multiple areas in a relaxed, safe way. Great for retirees!
✅ Walking: Perfect in areas like Casco Viejo, the Amador Causeway, and the Cinta Costera. Stick to well-trafficked areas during daylight.
Areas to Avoid
Like every major city, there are neighborhoods where tourists don’t need to go — not because they’re necessarily dangerous, but because there’s nothing there for you. Stick to known districts and don’t go exploring unfamiliar areas on foot, especially at night.
Final Thoughts
Panama City is generally safe, modern, and welcoming. As long as you plan ahead, avoid unnecessary risks, and use tools like rideshare apps and GPS, you’ll find getting around to be straightforward and stress-free.
When Is the Best Time to Visit Panama?
If you’re planning a retiree getaway or a slow travel escape, the best time to visit Panama is during the dry season, which runs from December to March. This is when you’ll enjoy sunny skies, warm breezes, and minimal rain, making it ideal for sightseeing, beach days, and cultural exploration.
Why January and February Are Perfect Months
The early part of the dry season — especially January and February — is often the sweet spot. The landscape is still lush and green from the rainy season, but daily rain showers have stopped. As the season continues into March, vegetation can start to look dry and faded, particularly in more exposed or rural areas.
What About the Rainy Season?
The rainy season in Panama runs from April to November, but don’t rule it out completely. Rain usually comes in brief afternoon downpours, leaving most of the day dry and warm. It can still be a great time for budget travel, especially for longer stays or indoor-focused activities like museums, markets, and cultural experiences.
🚫 However, we recommend avoiding November if possible:
It’s the wettest month of the year
It includes several national holidays, which can drive up the cost of accommodations and reduce availability
Frequent rain may limit outdoor plans
Travel Tips for Retirees:
Book accommodations early during the dry season — it’s Panama’s busiest time
Pack light layers, UV-protective clothing, and comfortable shoes for walking
If visiting during the rainy season, bring a small umbrella or quick-dry poncho
Consider early January for a balance of beauty, calm, and good prices
How to Have a Cheap Vacation in Panama City
Our Budget for 9 Days
- Condo Rental - $350
- Hotel - $84
- Activities - $112
- Restaurants - $260
- Transportation - $150
- Total - $956
- Our per person cost was just $54 a day
Where to Stay in Panama City: A Comfortable & Affordable Hotel for Retirees
We were pleasantly surprised by how affordable and high-quality hotels are in Panama City. One of the best values we found was the Zen Best Western, which we booked through Booking.com for just $84 USD per night — a great deal, especially considering the amenities and service.
Our large suite was about 700 square feet, spotless, and thoughtfully furnished for comfort. It featured a walk-in shower, a spacious bathroom, commercial-grade carpet, luxury bedding and towels, and a large digital TV. The room was bright, quiet, and felt like a much more expensive stay.
✨ What We Loved:
A rooftop pool and lounge with city views — perfect for relaxing at sunset
A hot breakfast buffet for two, served with coffee to your table
Friendly, well-trained staff who made check-in smooth and easy
Access to all amenities from noon check-in to 9 AM checkout the next day
The hotel is located in the heart of Panama City’s hotel and entertainment district, within walking distance to:
Local and international restaurants
Boutique shops and parks
Casinos and evening entertainment
Though we only stayed one night — before our flight home at the end of our month-long trip — it was the perfect place to rest, unwind, and enjoy one last taste of comfort in Panama City. It’s a great choice for retirees looking for a clean, affordable, and well-located place to stay, even just for a short stopover.
🌟 Zen Best Western – A Retiree-Approved Stay in Panama City
We stayed at the Zen Best Western on our final night in Panama City and were impressed with the comfort, cleanliness, and value. Booked through Booking.com, our spacious suite cost just $84 USD per night and included:
- 🛏️ 700 sq ft suite with walk-in shower & luxury bedding
- 🍽️ Hot breakfast buffet for two with coffee service
- 🏊♀️ Rooftop pool and lounge with skyline views
- 📍 Central location near restaurants, shops & casinos
Staff were friendly and helpful, and check-in was seamless. We made full use of the facilities, arriving at noon and checking out at 9 AM. It was the perfect spot to relax before our flight and a great value for retirees or anyone seeking comfort on a budget.
✅ Retiree Tip: This hotel is located in a lively, walkable area — no need for a car. Perfect for a short stay or relaxing layover!
Our Panama City Condo Rental: A Quiet Oceanfront Escape on Isla Naos
For our stay in Panama City, we booked a condo rental through Booking.com, and it turned out to be one of the most peaceful and scenic accommodations we’ve ever had. The property was managed by a professional property manager—and that made all the difference.
We encountered a couple of minor issues during our stay, but they were handled immediately and professionally. It reminded me just how essential it is to have reliable, on-the-ground support when booking a vacation rental in Panama.
💡 Travel Tip: Always Book Rentals with Professional Property Managers in Panama
From experience, I highly recommend booking vacation rentals in Panama that are professionally managed. We learned this the hard way in El Valle de Antón, about two hours outside of Panama City. That property lacked a qualified manager, and when problems arose, we ended up leaving early. (You can read that story here.)
As one local told me, “Things happen in Panama.” Power outages, plumbing problems, or internet disruptions are not unusual. If you don’t have someone you can call who knows how to fix it—or who knows who to call—you may be stuck.
💸 How to Save on Long-Term Stays in Panama
One of the smartest ways to reduce your accommodation costs in Panama is to book longer stays. I always start by looking for properties that offer a weekly discount—and this time, we found a gem. Our host gave us 20% off for a 7-night stay, bringing the total to $1,000 for a fully equipped two-bedroom, two-bath condo with air conditioning, a pool, and a full kitchen. We were traveling with another couple, so we split the cost—just $500 per couple.
But it gets better—we ended up paying only $350! (Stay tuned to see how we saved even more.)
🌴 The Location: Tranquil Ocean Views on Isla Naos
Our condo was located on Isla Naos, the first of four small islands connected to the mainland by the scenic Amador Causeway. Positioned on the quiet west side of the island, our unit overlooked the Pacific Ocean, with Taboga Island visible in the distance.
There was no city noise, no traffic, no distractions—just the soothing sound of the wind, occasional birdsong, and the steady passage of ships entering and exiting the Panama Canal, right in front of our balcony. At night, the harbour became a glowing ship city, with vessels anchored and lit up, waiting their turn to pass through the canal. It was an absolutely mesmerizing experience.
A Budget Gem with a Few Bumps – Condo Stay on Isla Naos
Our condo was located on the pool deck level of a complex made up of three mid-rise buildings, each six stories tall. The development featured two outdoor pools, connected by a wraparound concrete deck with views of the Pacific. Although the complex was around 30 years old, it was undergoing major renovations, and we could tell that significant money was being invested to bring the property back to life.
The condo unit and pool areas we used were clean, updated, and very well maintained. Other parts of the complex, however, were still under construction—which brings us to the hiccups.
A Few Snags (and How They Were Handled)
On our second day, construction workers began drilling directly above us, removing tile on the floor above. We had been told it would last one day—it ended up being three. Thankfully, we spent most of that time exploring Panama City, so the noise only affected us for a few hours in total. Our property manager responded quickly, refunded us one night’s rent, and kept us informed throughout.
Then, on day three, our brand-new fridge unexpectedly stopped working. Again, the manager was right on top of it. He gave us access to the fridge in the vacant unit next door, and his maintenance person had it fixed by the next day. For the inconvenience, we received another night’s rent refunded.
💸 Budget Bonus: Ocean Views for Hostel Prices
In total, our share of the condo for the week came to just $350 per couple—that’s $25 per person, per night for a private ocean-view condo with a pool, full kitchen, and two bedrooms.
Would you rather stay in a cramped hostel dorm… or enjoy this kind of comfort and space?
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